Policy Documents
We believe insurance should be clear and accessible. This page contains the key documents that explain how our policies work, what they cover, and the terms that apply.
You can review the full policy wording, Insurance Product Information Documents (IPIDs), and our Terms of Business below.
Policy Wording
These documents set out the full legal terms and conditions of each policy, including cover limits, exclusions, definitions and claims procedures. They form the basis of your contract with us and should be read carefully.
Standard Policy WordingInsurance Product Information Documents (IPID's)
IPIDs provide a short, standardised summary of each policy. They highlight the main features of cover, key exclusions and important limitations, helping you compare products and understand the essentials at a glance.
Standard IPIDTerms of Business Agreement (TOBA)
Our Terms of Business explain how we operate, how we are regulated, how we are paid, and how we handle complaints and client money.
Terms of Business AgreementSpecialist insurance
Insurance cover designed for creators, collectors, and originals.
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