Protect the things you love | Collective
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Your passions, protected.Cover from £4.08 a month.

Insurance cover designed for creators, collectors, and originals - protecting your passions at home, at work, and on the move.

5 star rated on Google, August 2026
Trusted by UK retailers
A+ rated underwriter
5.0 on Google
UK-based claims team

Insurance cover tailored to your needs

Photography Equipment

Whether you're shooting for fun or working professionally, your equipment is covered against theft and damage.

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Musical Equipment

Perform with confidence - your instruments, amps and audio equipment is fully protected.

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Other Insurance

Flexible cover for your most valuable assets. We'll soon be launching products in collectibles and jewellery.

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Insurance is underwritten by Great American International Insurance (UK) Ltd, member of Great American Insurance Group.

A+ Rated By Standard & Poor's Rating affirmed 18th March 2025
What we cover

Comprehensive protection for you and your equipment

Theft

Protection against theft, whether at home or on the move.

Accidental Damage

Cover for unexpected damage sustained at home or away.

Unattended Vehicle Cover

Protection for items left in a locked vehicle and kept out of sight.

Worldwide Cover

30-days cover while travelling abroad. If selected, option to extend to 365 days.

Equipment on Loan

Cover when equipment is loaned out to friends and family.

Replacement Hire

Temporary replacement equipment while repairs take place. Only available with a paid policy.

Mechanical Breakdown

If selected, this option covers against sudden mechanical or electrical failure. Only available with a paid policy.

Proud to be partnered with an A+ rated insurance carrier.

Explore products
Personalised service
Bespoke specialist insurance provider
Telephone based claims service
Dedicated UK-based call centre
When a claim is accepted, payment is made within 5 working days

Why choose us for your insurance needs?

Specialist Provider

Specialist cover for niche items not fully protected by standard home insurance policies.

Fast Claims Process

Fast, hassle-free claims - making things simple when you need support.

Trusted Expertise

Our A+ rated insurer has over 30 years of experience in the UK.

Expert UK-Based Support

Dedicated customer assistance - expert support whenever and wherever you need it.

Affordable Premiums

Comprehensive, affordable cover that doesn't compromise your budget - pay annually or monthly.

Customisable Plans

A flexible approach to cover, specifically tailored to your individual requirements.

"We started Collective because protecting the things you love should feel easy and uncomplicated. By working with specialist retailers, we make insurance easy to access at the moment you need it most."

Sean Jones & Kyle Baird Co-Founders
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Specialist insurance

Insurance cover designed for creators, collectors, and originals. Protecting your passions at home, at work, and on the move.

Get a quote
From £4.08 a month · 10% off applied 3-minute quote
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