Your memories, protected.Cover from £4.08 a month.
Up to £50,000 for bodies, lenses and lighting — at home, on location, and worldwide. Built for working photographers, not for spare-room contents.
Your memories, protected.Cover from £4.08 a month.
Up to £50,000 for bodies, lenses and lighting — at home, on location, and worldwide. Built for working photographers, not for spare-room contents.
Everything that can go wrong on a shoot.
Build the policy around your kit list. No unnecessary add-ons, no confusing exclusions.
Theft
Protection against theft, whether at home or on the move.
Accidental damage
Cover for unexpected damage sustained at home or away.
Unattended vehicle
Cover for items left in a locked vehicle and kept out of sight.
Worldwide cover
30 days abroad as standard, with the option to extend to 365.
Equipment on loan
Cover when kit is loaned to friends and family, up to 30 days.
Replacement hire
Temporary kit while repairs take place, so the work doesn't stop.
Mechanical breakdown
Optional cover for sudden mechanical or electrical failure.
Price your kit list in three minutes.
Get a quoteThat's where cover starts. Your price depends on your kit list and the options you choose.
Get a quote Takes about 3 minutes · No auto-renewalStraightforward answers.
Insure it for the retail price — without discounts — from a credible UK retailer. That's what it would cost to put the same kit back in your hands.
Yes. Collective covers amateur, student, semi-professional and full-time professional use — the thing most home contents policies exclude.
Yes — provided the car is locked and your equipment is kept out of sight of the public.
The standard excess is 5% of the insured item's value, with a £50 minimum and £500 maximum. You can add a voluntary excess on top to reduce your premium — see the policy wording for full details.